2025

Discover Card 5% Calendar 2025: Maximize Your Rewards

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Discover Card 5% Calendar 2025: Maximize Your Rewards

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Discover Card 5% Calendar 2025: Maximize Your Rewards

Discover 5% Calendar: How To Maximize Your Cash Back – Forbes Advisor

The Discover Card 5% Calendar is a unique rewards program that allows cardholders to earn an additional 5% cash back on all purchases made in rotating categories throughout the year. These categories change every quarter, providing cardholders with ample opportunities to earn bonus rewards on their everyday expenses.

The Discover Card 5% Calendar for 2025 has been released, and it offers a wide range of categories that cater to various spending habits. By planning ahead and taking advantage of these categories, cardholders can significantly boost their rewards earnings.

How to Maximize Your Discover Card 5% Calendar

To maximize your rewards with the Discover Card 5% Calendar, follow these simple steps:

  1. Activate Your Categories: Each quarter, you will need to activate the 5% bonus categories on your Discover Card account. This can be done online, through the Discover mobile app, or by calling customer service.

  2. Plan Your Purchases: Once you have activated your categories, review the upcoming calendar and identify the categories that align with your planned purchases. For example, if you plan to make a large purchase in the home improvement category in the second quarter, you should activate that category to earn 5% cash back.

  3. Make Purchases in the Bonus Categories: Make sure to use your Discover Card to make purchases in the activated 5% bonus categories. The categories are specific and may exclude certain types of purchases, so it’s important to check the terms and conditions carefully.

  4. Track Your Rewards: Keep track of your rewards earnings by regularly checking your Discover account online or through the mobile app. This will help you monitor your progress and ensure that you are maximizing your rewards.

Discover Card 5% Calendar 2025

The following is the Discover Card 5% Calendar for 2025:

Q1 (January – March)

  • Grocery Stores
  • Gas Stations
  • Select Streaming Services

Q2 (April – June)

  • Home Improvement Stores
  • Restaurants
  • Amazon.com

Q3 (July – September)

  • Travel
  • Entertainment
  • Online Shopping (excluding Amazon.com)

Q4 (October – December)

  • Department Stores
  • Drugstores
  • Select Gift Card Purchases

Additional Benefits of the Discover Card 5% Calendar

In addition to the 5% cash back bonus categories, the Discover Card offers several other benefits, including:

  • No Annual Fee: The Discover Card has no annual fee, making it an excellent choice for those who want to maximize rewards without paying an annual cost.

  • Cash Back Rewards: All purchases made with the Discover Card earn 1% cash back, regardless of the category. This base rewards rate provides additional value on all your spending.

  • Double Cash Back Bonus: Discover Cardholders can earn double cash back on their first $1,000 in combined purchases each year. This bonus provides an extra boost to your rewards earnings.

Conclusion

The Discover Card 5% Calendar is an excellent tool for maximizing rewards on your everyday spending. By activating the bonus categories and planning your purchases accordingly, you can significantly increase your cash back earnings. With no annual fee and additional benefits like cash back rewards and a double cash back bonus, the Discover Card is a smart choice for savvy consumers.

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